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Table 4 Demographic characteristics of applicant groups

From: Reconciling findings on the employment effect of disability insurance

 

Non-applicants

Denied applicants

Beneficiaries

SIPP 1990, wave 1

   

Percent with at least high-school

63.6

39.9

52.9

Percent with at least some college

31.7

16.9

15.8

Percent white

84.2

77.0

73.6

Percent black

13.2

19.3

24.6

Percent with poor or fair health

45.9

61.4

75.2

Average number of ADL problems

0.1

0.5

0.4

Average number of functional limitations

1.1

1.9

2.2

Percent working at least 5 of last 10 years

82.5

55.5

 

Average number of years with earnings>$1000 in last 10 years

7.3

4.5

 

SIPP 1996, wave 2

   

Percent with at least high-school

76.1

65.4

62.6

Percent with at least some college

25.5

15.7

19.6

Percent white

80.5

79.7

80.3

Percent black

14.6

18.4

18.3

Percent with poor or fair health

39.7

62.4

71.4

Average number of ADL problems

0.2

0.3

0.7

Average number of functional limitations

0.9

1.4

2.1

Percent working at least 5 of last 10 years

80.9

65.5

 

Average number of years with earnings>$1000 in last 10 years

7.2

5.2

6.2

SIPP 2004, wave 1

   

Percent with at least high-school

85.9

76.6

80.7

Percent with at least some college

39.1

26.0

34.7

Percent white

81.2

78.2

80.0

Percent black

11.5

16.9

13.6

Percent with poor or fair health

35.2

56.7

70.8

Average number of ADL problems

0.1

0.4

0.5

Average number of functional limitations

0.7

1.3

1.8

Percent working at least 5 of last 10 years

85.1

58.9

 

Average number of years with earnings>$1000 in last 10 years

7.8

5.1

 
  1. Notes: All percentages and averages are age adjusted using the age distribution of beneficiaries. Monetary values are expressed in 2000 dollars. Health-related information is obtained from various topical modules. See Appendix B for details.
  2. Source: SIPP matched to SSA administrative records.