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Table 4 Demographic characteristics of applicant groups

From: Reconciling findings on the employment effect of disability insurance

  Non-applicants Denied applicants Beneficiaries
SIPP 1990, wave 1    
Percent with at least high-school 63.6 39.9 52.9
Percent with at least some college 31.7 16.9 15.8
Percent white 84.2 77.0 73.6
Percent black 13.2 19.3 24.6
Percent with poor or fair health 45.9 61.4 75.2
Average number of ADL problems 0.1 0.5 0.4
Average number of functional limitations 1.1 1.9 2.2
Percent working at least 5 of last 10 years 82.5 55.5  
Average number of years with earnings>$1000 in last 10 years 7.3 4.5  
SIPP 1996, wave 2    
Percent with at least high-school 76.1 65.4 62.6
Percent with at least some college 25.5 15.7 19.6
Percent white 80.5 79.7 80.3
Percent black 14.6 18.4 18.3
Percent with poor or fair health 39.7 62.4 71.4
Average number of ADL problems 0.2 0.3 0.7
Average number of functional limitations 0.9 1.4 2.1
Percent working at least 5 of last 10 years 80.9 65.5  
Average number of years with earnings>$1000 in last 10 years 7.2 5.2 6.2
SIPP 2004, wave 1    
Percent with at least high-school 85.9 76.6 80.7
Percent with at least some college 39.1 26.0 34.7
Percent white 81.2 78.2 80.0
Percent black 11.5 16.9 13.6
Percent with poor or fair health 35.2 56.7 70.8
Average number of ADL problems 0.1 0.4 0.5
Average number of functional limitations 0.7 1.3 1.8
Percent working at least 5 of last 10 years 85.1 58.9  
Average number of years with earnings>$1000 in last 10 years 7.8 5.1  
  1. Notes: All percentages and averages are age adjusted using the age distribution of beneficiaries. Monetary values are expressed in 2000 dollars. Health-related information is obtained from various topical modules. See Appendix B for details.
  2. Source: SIPP matched to SSA administrative records.